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Care, checked.

A workbook for your care search

The cost check

# Write out the whole bill

Put the whole offer on paper

Ask for a written cost before making a choice. Put visits, treatment, tests, and follow-up on separate lines. Ask what happens when you stop.

Care Visits · follow-up

Treatment Medicine · tests

Terms Renewal · changes · stopping

Put each part of the bill on paper.

## Check what kind of price you are reading

Price information checked on September 26, 2026, separates list prices, cash offers, discount cards, insurance copays, and government-program prices.

A list price is the published maker’s price. A self-pay price is a cash offer outside insurance. A copay is your share of a bill that insurance covers.

Discount cards offer a lower price under their own terms. A government-program price applies only to people who qualify for that program.

Ask which kind the quote uses. Then ask whether it includes the care around the medicine.

## A medicine price example with its limits

Strength means how much of the working ingredient the medicine contains. Here, mg means milligrams, a small unit of weight. Ask which strength the quote covers.

For each of the first two monthly fills, the government price page listed semaglutide (Ozempic) injection at $199, as of September 26, 2026.

That offer was for eligible new patients aged 18 or older, paying outside insurance, who lived in the US or its territories.

Only these strengths qualified for the $199 offer: 0.25 mg and 0.5 mg, as of September 26, 2026.

The later monthly price was $349 for each of these strengths: 0.25 mg, 0.5 mg, and 1 mg, as of September 26, 2026.

For the 2 mg strength, the later monthly price was $499, as of September 26, 2026.

The introductory offer’s terms ran through December 31, 2026, according to the September 26, 2026, price check.

A plan’s deductible is what you pay before the plan begins paying under its terms. Ask the plan how that applies to your care.

Under those offer terms, you cannot request repayment from insurance for this medicine, as of September 26, 2026.

This purchase also cannot count toward what you must pay before your insurance begins paying, as of September 26, 2026.

Read the government price-page terms

Treat this as a dated medicine example. Get a fresh quote for the exact treatment being offered to you.

Government price page: semaglutide (Ozempic) offer

## Ask for the missing parts of the bill

First visit and follow-up charges

Treatment and test charges

Membership or renewal terms, if any

Price after any introductory offer

Costs or refunds if I stop

## Carry this forward

Compare quotes that include the same things.

Keep the offer limits beside the headline price.

Ask what insurance pays →

This workbook is a guide for checking care, not a clinic where care is given or a seller of treatments.

Look at the evidence Read this chapter as text Read the check path as text

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